The good news for those savers, some experts say, is that short-term CD yields and money market mutual fund yields still have upward momentum, even if other interest rates stabilize.

What's more, even though longer-term bond yields have been coming down in recent weeks-hinting that the economy is indeed losing steam-savers ought to avoid feeling panicked to lock in long-term yields, many pros say. You will probably get an opportunity to pick up comparable or better long yields in the months ahead.

* CD yields aren't necessarily "at market" yet. Wall Street is virtually certain that the Fed will raise the federal funds rate-the overnight loan rate among banks-from the current 5.5% to 6%. The goal, of course, would be to see that increase ripple through the banking system, raising the cost of credit for businesses and consumers and thus dampening demand for money.