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Just a numbers game ; Your credit score can determine what kind of deal you'll get on a mortgage or a credit card, but consumers are still in the dark on many of the details that are used to calculate the final figure
[Chicago Final Edition]
Chicago Tribune
-
Chicago, Ill.
GRAPHICS 2; Illustration by John Ueland. GRAPHIC: Grading your credit. Your credit score dramatically affects your finances, such as the interest rate you get on loans and credit cards. Here's a general idea of what you could expect on a $125,000 mortgage, depending on your credit score. %% SCORE (range) INTEREST MONTHLY PAYMENT INTEREST PAID OVER 30 YEARS A+ (720-850) 5.5% $710 $130,449 A (700-719) 5.6% $719 $133,989 B (675-699) 6.2% $762 $149,444 B-/C+ (620-674) 7.3% $858 $183,813 C-/D (560-619) 7.9% $904 $200,563 D- (500-559) 8.1% $925 $208,148 Source: Fair Isaac Corp. Newhouse News Service/Chicago Tribune %% Reproduced with permission of the copyright owner. Further reproduction or distribution is prohibited without permission.
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